How to use the Zakat Calculator
- Enter today's gold and silver price per gram in your currency.
- Choose the nisab basis.
- Fill in your cash, gold, silver, investments, stock and money owed to you.
- Enter debts due now. The tool checks the nisab and shows zakat at 2.5%.
Formula used
Nisab = 87.48 g × gold price, or 612.36 g × silver price. 1 tola = 11.66 g, 1 troy ounce = 31.1 g.
Worked examples
| Net zakatable wealth | Zakat (2.5%) |
|---|---|
| $5,000 | $125 |
| £20,000 | £500 |
| $100,000 | $2,500 |
| ₹10,00,000 | ₹25,000 |
What is not zakatable?
- Your own home, car and household goods for personal use
- Tools and equipment used to run a business (but stock for sale is zakatable)
- Clothing and personal items other than gold and silver, according to most scholars
Schools of thought differ on points such as jewellery that is worn and pension funds. Ask a trusted scholar if unsure. Convert ounces or tola to grams with the Unit Converter.
Frequently asked questions
What is the nisab for zakat?
The minimum wealth before zakat is due: 87.48 g of gold or 612.36 g of silver, valued at today's price.
Should I use the gold or silver nisab?
If you hold only gold, many scholars use the gold nisab. If you hold mixed assets such as cash and investments, many recommend the silver nisab.
How much zakat is due on gold?
2.5% of its current value, if your total wealth meets the nisab. On 100 g of gold worth $100 a gram, zakat is $250.
Is zakat due on a 401(k), pension or ISA?
Scholars differ. Many say zakat is due on the amount you could access now, after any tax and penalties. Ask a scholar for your situation.
Is zakat due on savings for a house?
Yes. Savings for a future purpose are still your wealth and count once a lunar year passes.
Our team builds and tests every tool by hand, checks each formula against official sources (IRS, HMRC, the Income Tax Department of India, CBSE, NHS, WHO) and reviews pages whenever rules change. Last reviewed on . Spotted a mistake? Tell us.